Motor Vehicle Insurance

Covers are available for the following categories of vehicles;
Private Cars
Commercial vehicles
Vans and company/school buses
Motor Cycles

For each category of vehicle, three types of covers can be purchased;

Third Party Only (TPO). This is the basic and minimum cover available. It provides for liability to third parties only in respect of bodily injury and damage to third party property. It is the mandatory cover that a motorist should have.

Third Party Fire and Theft (TPF&T) In addition to the TPO cover above, this cover extends cover the insured vehicle against the risks of fire and theft, including partial theft.

Comprehensive. This is a superior cover to all the others as in addition to TPF&T, it extends to cover any other accidental damage to the vehicles including collision, overturning, effects of floods, Earthquakes etc.